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You are probably not a financial nerd, and you probably have no interest in becoming one. That is fine! Devin Czech is a financial nerd, and he is willing to help you out. Check out Payczech's blog and YouTube channel to get useful information and guide related to personal finance! Also, feel free to ask Payczech any questions you may have. While he may not be able to offer investments, insurance, or any other financial products, he can provide general advice and recommendations!
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I used to enjoy listening to Staind when I was younger. It was a good band. Yes, I am well aware that it was largely songs about Aaron Lewis’s struggles, but it was catchy and artistic music (which is a lot more than what can be said about today’s “hit music”). One of Staind’s hit[…]
The most common way that financial education is provided in the workplace today is through a financial advisor, such as a representative of the 401k provider. A lot of these advisors offer “free” financial education classes to their business clients. However, “free” does not always mean “without cost.” There is no such thing as a[…]
Let’s say that you are maxing out your Roth IRA, your workplace 401k or 403b, and have even maxed out your HSA. What do you do next? What else can you use to invest in a tax-deferred manner? Some financial experts suggest that variable annuities may be a “last resort;” to be used after all[…]
In this article from Yahoo! Finance, Laura is asking about her student loan debt and whether or not IBR is the best way for her to pay off her debt. For those of you who are not aware, Income-Based Repayment (IBR) is a federal program for paying off federal student loans. Payments are capped based[…]
Have you ever heard the expression “don’t let the tail wag the dog” or “don’t put the cart before the horse?” These expressions basically mean the same thing – do not focus on one thing and forget about what controls it. I have told people in the past that their credit score really does not[…]
“You should never use your debit card because it is not as safe as your credit card!” This is a myth that needs to be busted, and sadly I will probably be fighting this myth for the rest of my life. There is a false narrative that credit cards are safer than debit cards when[…]