We are a financial services firm that is focused on providing unbiased financial education and guidance. This is accomplished by serving in the workplace.
No Conflict of Interest
We do not sell any investments, insurance, or other financial products. We offer 100% unbiased financial education and guidance as an employee benefit.
All of our financial wellness programs are customized to fit the needs of our business clients. We do not believe in providing “canned” programs!
We are committed to providing employers with top-notch results. Our business clients deserve to know their ROI, so we work hard to measure and quantify results.
What is Payczech?
At Payczech Financial Wellness, we believe that one's PAYCHECK is their most valuable financial tool! That is why we do what we do. Our aim is to help people get the most out of their money, build a stable financial foundation, and live the life they were meant to live! We do this by providing unbiased financial education in the workplace. We do not seek to compete with, or replace, any existing 401k provider or financial professional; we seek to complement them! We are 100% independent and do not sell any financial products whatsoever, so you can have peace of mind knowing that your employees will not be solicited. We are in the business of education and guidance. Contact Devin Czech today and learn how Payczech can serve your organization!
Meet Our President
Check Out Our Blog
Let’s say that you are maxing out your Roth IRA, your workplace 401k or 403b, and have even maxed out your HSA. What do you do next? What else can you use to invest in a tax-deferred manner? Some financial experts suggest that variable annuities may be a “last resort;” to be used after all[…]
In this article from Yahoo! Finance, Laura is asking about her student loan debt and whether or not IBR is the best way for her to pay off her debt. For those of you who are not aware, Income-Based Repayment (IBR) is a federal program for paying off federal student loans. Payments are capped based[…]
Have you ever heard the expression “don’t let the tail wag the dog” or “don’t put the cart before the horse?” These expressions basically mean the same thing – do not focus on one thing and forget about what controls it. I have told people in the past that their credit score really does not[…]
“You should never use your debit card because it is not as safe as your credit card!” This is a myth that needs to be busted, and sadly I will probably be fighting this myth for the rest of my life. There is a false narrative that credit cards are safer than debit cards when[…]
Banks and credit card companies are great at making money. However, they are not very trustworthy when it comes to financial advice. Getting financial advice from a bank is like getting nutrition advice from a burger and fry joint. Don’t get me wrong, I love a good burger and some fries, but I certainly will[…]
It seems like every week, someone asks the question “can I get a mortgage without a credit score?” Credit is so ingrained in our society that many people believe that credit scores are a necessity. That you must build your credit score, otherwise you will end up living in a van down by the river.[…]